REGULATORY AUTHORITIES

Canadian Investment Regulatory Organization

PFSL Investments Canada Ltd., mutual fund dealer, is a member of the Canadian Investment Regulatory Organization ("CIRO"). CIRO is the national self-regulatory organization (SRO) that oversees all investment dealers and mutual fund dealers in Canada. CIRO regulates the operations, standards of practice and business conduct of its members and their representatives with a mandate to enhance investor protection and strengthen public confidence in the Canadian investment industry.

For more information, please visit www.ciro.ca Opens in a new window.

Office of the Superintendent of Financial Institutions

Primerica Life Insurance Company of Canada is regulated by the Office of the Superintendent of Financial Institutions (“OSFI”). OFSI is an independent agency of the Government of Canada established in 1987 to contribute to the safety and soundness of the Canadian financial system. OSFI supervises and regulates federally registered banks and insurers, trust and loan companies, as well as private pension plans subject to federal oversight, and ensures they are complying with their governing legislation.

For more information, please visit www.osfi-bsif.gc.ca Opens in a new window.

Ombudsman for Banking Services and Investments

PFSL Investments Canada Ltd., mutual fund dealer, is an Ombudsman for Banking Services and Investments (“OBSI”) Member Company. OBSI resolves disputes between participating banking services and investment firms and their customers if they can’t solve them on their own. They are independent and impartial, and their services are free to consumers. As an alternative to the legal system, the OBSI works informally and confidentially to find a fair outcome.

For more information, please visit www.obsi.ca Opens in a new window.

OmbudService for Life & Health Insurance

Primerica Life Insurance Company of Canada is an OmbudService for Life & Health Insurance (“OLHI”) Member Company. OLHI is a national independent complaint resolution and information service for consumers of Canadian life and health insurance products and services, including life, disability, employee health benefits, travel, and insurance investment products such as annuities and segregated funds. OLHI is a member of the Financial Services OmbudsNetwork (FSON), a Canada-wide dispute resolution service supported by Canada’s financial services regulators and financial services firms.

For more information, please visit www.olhi.ca Opens in a new window.


AFFILIATIONS

Investment Funds Institute of Canada

PFSL Investments Canada Ltd., mutual fund dealer, is a member of the Investment Funds Institute of Canada (“IFIC”). IFIC is the voice of Canada’s investment funds industry, including fund managers, distributors and industry service organizations. IFIC proactively influences and advances industry issues within the regulatory framework, members’ efficiencies, knowledge and proficiency.

For more information, please visit www.ific.ca Opens in a new window.

Assuris

Primerica Life Insurance Company of Canada is a member of Assuris. Assuris is a not for profit organization that protects Canadian policyholders in the event that their life insurance company should fail. Their role is to protect policyholders by minimizing the loss of benefits and ensuring a quick transfer of their policies to a solvent company, where their benefits will continue to be honoured. Assuris is funded by the life insurance industry and endorsed by government. There is no cost to policyholders for Assuris’ protection.

For more information, please visit www.assuris.ca Opens in a new window.

Canadian Life and Health Insurance Association (CLHIA)

Primerica Life Insurance Company of Canada is a member of the CLHIA, a voluntary non- profit association with member companies accounting for 99 per cent of Canada's life and health insurance business. The CLHIA serves its life and health insurance members in areas of common interest, need or concern. The CLHIA's objective is to ensure that the views and interests of its diverse membership and of the public are equitably addressed in addition to providing general information to the consumer such as guides, information booklets and other helpful information.

For more information, please visit www.clhia.ca. Opens in a new window

Please refer to the Important Disclosures section for further information about Primerica's products.