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Primerica

Picture of Rigaud Jean
Rigaud Jean
Regional Vice-President
OFFICE INFORMATION
9112 Alternate a1a
Ste 211 and 212
North Palm Beach, FL 33403
Office: (561) 841-0027
Fax: (877) 264-9163
Email Us
MY SERVICES*
Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana ...
Florida, Georgia, Idaho, New York and Texas
Rigaud Jean    NMLS ID #:   1934216
AL License#: 1934216
CA License#: CA-DFPI1934216
CO License#: 100539819
FL License#: LO67892
GA License#: 1934216
IA License#: 55037
MO License#: 1934216
NC License#: I-222160
OH License#: MLO-OH.1934216
TN License#: 1934216
TX License#: 1934216
Mortgage Branch Office:
9112 ALTERNATE A1A STE 211 AND 212
NORTH PALM BEACH, FL 33403

Please see important disclosure below
*Not available in all states/provinces
ABOUT ME
Joined Primerica: 2001
PFS Investments Inc. Registered Representative:
Rigaud Jean FINRA's BrokerCheck
Life Insurance Representative (US)
African American Leadership Council
WHAT WE DO AND WHY
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In 1977, we were founded on a simple idea: Just do what's right. That concept remains at the heart of everything we do for Main Street families every day.
Through our HOW MONEY WORKSTM financial education guide, we teach people the basics of personal finance because we believe a solid foundation is the key to making healthy money choices. We pioneered the "Buy Term and Invest the Difference" philosophy - a crusade which revolutionized the life insurance industry and the investment business. And from the beginning, we have only offered term life insurance as part of our commitment to only market products that are right for the consumer, a philosophy we still apply to our solutions today.

HOW MONEY WORKSTM financial education guide

When it comes to finances, how much do you know? If you're like most people, you probably know little about personal finance. Perhaps you think long-term security is impossible on your income. But, the truth is, no matter what your income level, you can achieve financial security. You just have to take the time to learn the concepts in our HOW MONEY WORKSTM financial education guide.


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Video of The High Cost of Waiting
The High Cost of Waiting (1:02)
Video of Pay Yourself First
Pay Yourself First (1:05)
Video of The Theory of Decreasing Responsibility
The Theory of Decreasing Responsibility (0:54)
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The Rule of 72 (0:38)
Video of The Power of Compound Interest
The Power of Compound Interest (0:51)
Video of Debt Stacking
Debt Stacking (0:59)


Note: This website is for informational purposes only and should not be construed as a solicitation to sell or an offer of any of Primerica's products or services.

Primerica Representatives are independent contractors. Representatives are not licensed to sell all products in all states/provinces. Representatives may provide products and services only to individuals in those jurisdictions where they are licensed or approved. For more information, see Primerica's Important Disclosures.

Life-licensed Primerica representatives are agents of certain affiliated Primerica Companies. In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia. In Canada, term life insurance products and Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario.

In the U.S., securities are offered exclusively by PFS Investments Inc. In Canada, mutual funds are offered exclusively by PFSL Investments Canada Ltd, mutual fund dealer. Representatives not licensed with these entities cannot sell to you, or discuss with you, any securities or investment products. Primerica Home Office Address: 1 Primerica Parkway, Duluth, GA 30099. Canadian Head Office Address: 6985 Financial Drive, Suite 400, Mississauga, Ontario L5N 0G3.

Advisory services offered through Primerica Advisors, which is the trade name under which PFS Investments Inc. conducts its investment advisory business.
Mortgage Loans - Important Disclosures

Primerica Mortgage, LLC, NMLS ID # 1723477 (For licensing information, go to: https://nmlsconsumeraccess.org). EQUAL HOUSING OPPORTUNITY. Primerica Mortgage, LLC is a state licensed Mortgage Broker, with its headquarters office located at 1 Primerica Parkway, Duluth, GA 30099-0001. Phone Number: 1-855-357-1054. Mortgage products are offered through a contractual agreement between Primerica Mortgage, LLC and a third-party lender.; This is not a commitment to lend or extend credit. All loans, credit, and collateral are subject to underwriting and approval by the lender. Terms, rates, data, programs, information, and conditions are subject to change without notice. Not all loan products are available in all states. Specific program restrictions may apply so please consult your Mortgage Loan Originator (MLO) for complete details. Your MLO may only originate mortgage loans on real property that is located in a state where both Primerica Mortgage, LLC and the MLO are licensed to transact mortgage business. While refinancing your existing loan may reduce your monthly payment, your total finance charges may be higher over the life of the loan. Primerica Mortgage, LLC is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. For additional disclosures and a complete list of states where residential mortgage loans are offered, please visit https://bit.ly/PriMortgage. THIS SITE IS NOT AUTHORIZED BY THE NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Loans are arranged through 3rd party lenders.

Alabama: Primerica Mortgage, LLC. Alabama Mortgage Brokers License # 22841.
California: Primerica Mortgage, LLC. Loans made or arranged pursuant to a California Financing Law license.
Colorado: Primerica Mortgage, LLC. Colorado Mortgage Company Registration, NMLS #1723477, Regulated by the Division of Real Estate. Phone Number: 1-855-357-1054.
Florida: Primerica Mortgage, LLC. Florida Mortgage Broker License # MBR2580.
Georgia: Primerica Mortgage, LLC. Georgia Mortgage Broker/Processor License/Registration # 1723477.
Iowa: Primerica Mortgage, LLC. Iowa Mortgage Broker License # 2020-0175.
Missouri: Primerica Mortgage, LLC. Missouri Mortgage Company License # 1723477.
North Carolina: Primerica Mortgage, LLC. North Carolina Mortgage Broker License # B-218923.
Ohio: Primerica Mortgage, LLC. Ohio Residential Mortgage Lending Act Certificate of Registration # RM.804746.000.
Tennessee: Primerica Mortgage, LLC. Tennessee Mortgage License # 1723477.
Texas: Primerica Mortgage, LLC. Texas Department of Savings and Mortgage Lending Mortgage Company License, NMLS # 1723477. 1 Primerica Parkway, Duluth, GA 30099 0001. Texas Location: 14340 Torrey Chase Blvd, Ste 153, Houston, Texas 77014.; Per Texas Administrative Code 7 §56.200(c): TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV. 7 TAC §56.200 (c) Posted Notice on Websites. A mortgage company must post a notice concerning SML's regulatory oversight on each website of the mortgage company, other than a social media site, that is accessible by a mortgage applicant or prospective mortgage applicant and either used to conduct residential mortgage loan origination business or from which the mortgage company advertises to solicit such business, as provided by §56.203 of this title (relating to Advertising). The notice must be in the current form prescribed by SML and posted on its website (sml.texas.gov). The notice must be displayed on the initial or home page of the website (typically the base-level domain name) or contained in a linked webpage with the link to such webpage displayed on the initial or home page. (d) Disclosures in Correspondence. All correspondence sent to a mortgage applicant must include: (1) the mortgage company' s name and NMLS ID; and (2) the mortgage company' s website address, if it has a website.