Long Term Care Insurance
Primerica wants to help your family be prepared for financial challenges today and tomorrow.
Long term care insurance (LTCI) is a solution we offer to help protect families against the potential devastating costs of long term care. Primerica offers LTCI coverage underwritten by Genworth Financial, a long-time and respected long term care insurance provider.
Who Needs Long Term Care Insurance?
Chances are you'll either have a loved one who needs long term care or you will need long term care – perhaps both.
- 70% of people aged 65 or more stand a chance of needing long term care somewhere along the way.
- 40% of people currently receiving long term care are adults aged 18-64 years old.
- 50% of the entire population will require long term care sometime over their course of their lives.
Long Term Care Myths and Realities
When to Buy?
Everybody's needs and situations are different but there are some general items to consider. Long term care policies cost less when you are young and healthy. If you develop any serious health issues, you may become uninsurable. The best action is to call your Primerica representative today.
*Genworth 2011 Cost of Care Survey.
**Not available in Canada.
Please see important disclosures.