Terms & Conditions

By accessing this Site and its various pages, you agree to be bound by these terms and conditions.  If you do not agree to these terms and conditions below, do not access this site or any of its pages.  Your use of this Site will be deemed to mean that you accept these terms and conditions. 

This Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product that may be mentioned in the Site. If you wish to learn more about information contained on the Site, contact a Primerica independent representative (“Representative”).

Copyright and Trademark Rights

This Site, including the source and object codes, logic, all graphical and navigational elements and the compilation, arrangement, structure, and sequence of all components, and the information on the Site, including text, data, and "look and feel," audio elements, videos, images and pictures, regardless of the form or media in which the original or copies may exist, are the sole and exclusive property of Primerica. You may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit any information provided on this site in any manner (including electronic, print or other media now known or hereafter developed) without the written consent of Primerica.

Copyright
© 2014 Primerica.  Copyright in all content on this site is owned by Primerica unless otherwise indicated.  All Rights Reserved.

Trademarks
The trademarks, service marks, logos, trade dress, URLs and domain names ("Marks") appearing on this Site are the property of Primerica, its affiliates or other third parties who have given Primerica license to use the Marks. You may not use, copy, download or display any of the Marks.  Any use of any Mark is strictly prohibited. All rights in the Marks are reserved by Primerica, and their affiliated companies or the third party. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

Primerica® and Primerica with 3-intertwined rings are trademarks of Primerica and are used in the United States and Canada.  Primerica and its affiliates also claim rights in certain other trademarks and service marks contained in these web pages.

Notice and Procedure for Making Claims of Copyright Infringement Relating to the Activities of Service Providers

Designated Agent
Pursuant to Section 512(c)(2) of the Copyright Revision Act, as amended by the Digital Millennium Copyright Act ("Act"), written notice of any claimed copyright infringement relating to the activities of Service Providers under Section 512 of the Act must be submitted to the Designated Agent named below. Any notice sent to the designated agent must meet the requirements of Section 512(c)(3) of the Act.

Service Provider(s): Primerica and its affiliates.
Designated to Receive Notification of Claimed Infringement:  

Name:
Address



Email:
Fax:
Stanton J. Shapiro
Primerica
1 Primerica Parkway
Duluth, GA 30099-0001

Stan.Shapiro@primerica.com
470-564-6600
This contact information is provided only for making a Claim of Copyright Infringement.

For other purposes, see Contact Us.

Submissions
Any idea, concept, know-how or technique, pictures, videos, audio material, graphics, maps or text submitted to Primerica (via this site, by email or otherwise) shall be deemed and remain the property of Primerica and Primerica shall be free to use such property in any way, at any time and for any purpose, without any obligations of confidentiality except as agreed by the company having the direct customer relationship or as otherwise specifically agreed or required by law.

Use of Links
You are granted a limited, non-exclusive right to create a hypertext link to this Site, provided the link does not portray the Primerica Companies or any of their respective products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. Without Primerica’s express written consent, you may not use, frame or utilize framing techniques to enclose any Primerica trademark, logo or other proprietary information, including the images found at this Site or the content of any text or the layout/design of any page or form contained on a page.  Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright or proprietary right of Primerica or any third party. 

This Site may contain links to websites controlled or offered by third parties (non-affiliates of Primerica). Primerica hereby disclaims liability for any information, materials, products or services posted or offered at any of the third-party sites.  By providing a link to a third-party website, Primerica does not endorse or recommend any products or services.  The Company is not liable for (i) any failure of any such product or service or (ii) any information, content or materials even if such information, content, materials, products or services can be accessed through this Application. The Company does not vouch for the security of any site you can link to or that the site is free from malware of any nature. You alone will bear the sole responsibility of evaluating the merits and risks associated with linking to other sites and those associated with the access or use of any information, content, materials, products or services provided by a third party.

When you use these links, your information may be used by the third party site to which you are linking.  Be sure you read that company’s privacy notice to understand how that company will use your personal information, including any information you may put in a product application you submit.  Each company has their own privacy policy. Users should note that electronic transmissions to and from the Site are not confidential and may be read or intercepted by others.

Additional Terms/Terms for Other Sites/Governing Provisions

Certain sections or pages on this site and sites to which you may link from this Site may contain separate terms and conditions that are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

No Warranty
PRIMERICA HAS NO REASON TO BELIEVE THAT ERRORS EXIST IN THE SITE, INCLUDING, BUT NOT LMIITED TO, LINKS TO OTHER SITES. HOWEVER, PORTIONS OF THE SITE ARE PROVIDED BY THIRD PARTIES AND, THEREFORE, PRIMERICA CANNOT CONTROL THE ACCURACY OR COMPLETENESS OF THE SITE. WHEN PRIMERICA THROUGH THE SITE MAKES AVAILABLE TO YOU INFORMATION, CONTENT AND MATERIALS, INCLUDING, BUT NOT LIMITED TO, TEXT, GRAPHICS, LINKS OR OTHER CONTENT (COLLECTIVELY, “CONTENT”) PROVIDED BY A THIRD PARTY, THAT THIRD PARTY IS SOLELY RESPONSIBLE FOR ITS ACCURACY AND COMPLETENESS AND PROVIDING A PROPER LINK TO THEIR SITE.

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND “AS AVAILABLE.” PRIMERICA DOES NOT GUARANTEE OR WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS, SEQUENCE OR TIMELINESS OF THE SITE, OR ITS CONTENT AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS. PRIMERICA MAKES NO REPRESENTATION OR WARRANTY AS TO COMMUNICATION RELIABILITY, INTERRUPTIONS, INTERCEPTIONS, LOSS OF DATA OR THAT THE SITE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE IS GIVEN IN CONJUNCTION WITH THE SITE. THERE ARE INHERENT RISKS IN THE USE OF ANY SOFTWARE OR INFORMATION FOUND ON THE INTERNET, AND YOU ACKNOWLEDGE THAT YOU ACCEPT THESE RISKS BEFORE MAKING USE OF THIS SITE.

LIMITATION OF LIABILITY
IN NO EVENT WILL PRIMERICA BE LIABLE FOR ANY DAMAGES (AS DEFINED BELOW) ARISING IN CONNECTION WITH THE USE OF  THIS SITE OR ANY LINKED SITE BY ANY PARTY, ANY INABILITY TO USE IT BY ANY PARTY, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, ANY LOST DATA OR BUSINESS INTERRUPTION, ANY INTERRUPTION, DEFECT, DOWNTIME, DELAY IN OPERATION, ANY TRANSMISSION THROUGH THE SITE OF A COMPUTER VIRUS (OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, SLOW OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF THE SITE OR ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY), ANY LINE, TRANSMISSION, RECEPTION OR SYSTEM FAILURE, ANY ACT OF GOD, WAR OR TERRORISM, OR PRIMERICA’S POSTING OF PICTURES, VIDEOS, TESTIMONIALS, ETC., EVEN IF PRIMERICA OR ANY REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. AS USED HEREIN, DAMAGES MEANS ANY AND ALL LOSSES, LOST PROFITS, EXPENSES OR LIABILITIES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EMOTIONAL DISTRESS DAMAGES ARISING IN CONTRACT, TORT, STRICT LIABILITY OR OTHER LEGAL THEORY.

SOME OR ALL OF THE DISCLAIMERS AND LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU, BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW DISCLAIMERS OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES.

Posted April, 2014