California Consumer Privacy Act Notice for Primerica

Effective January 1, 2020; Last Updated January 1, 2020

Primerica, Inc. and its affiliates and subsidiaries (collectively, "Primerica," "we," "us" and "our") are committed to protecting the privacy and security of personal information. We provide this California Consumer Privacy Act Notice for Primerica ("CCPA Notice" and "Notice") in accordance with the California Consumer Privacy Act of 2018 ("CCPA"). This Notice supplements the information and policies on the Primerica Privacy Page and applies solely to Personal Information we collect from or about California residents who are covered by Section 1798.100 of the CCPA ("California Consumers," "you" and "your").

This Notice uses the CCPA's definition of "Personal Information," which means categories of information that identifies, relates to, describes, or is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to a particular individual or household. "Personal Information" does not include publicly available information or consumer information that is deidentified or aggregate consumer information.

> Why, and to whom, are we providing this CCPA Notice?
The CCPA gives California Consumers the right to know what Personal Information companies collect about them, including whether it is being sold or disclosed to third parties, and the right to prevent companies from selling that information. The CCPA also prevents companies from retaliating against California Consumers for exercising these rights. Companies must continue to give California Consumers who exercise the right to refuse sale of their Personal Information access to equal products for equal prices.

This Notice provides the disclosures required by the CCPA and applies to Primerica's online and offline activities that are subject to this disclosure right. More details on how we collect information through our websites and online services is available in our Online Privacy Policy.

The CCPA's disclosure right - and this CCPA Notice - does not apply to personal information that is covered by certain other laws, including medical or protected health information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and personal information covered by the Fair Credit Reporting Act (FCRA), the Driver's Privacy Protection Act of 1994 (DPPA), the Gramm-Leach-Bliley Act (GLBA), and related state privacy laws and regulations. Information about how we collect, use and disclose information in other contexts, including our GLBA Privacy Notices for individuals who request or obtain our financial services products, is available on our Primerica Privacy Page.

> What categories of Personal Information do we collect?
The types of Personal Information we collect depend on your relationship or interactions with Primerica. In the 12 months preceding the last update of this Notice, we have collected the following categories of Personal Information relating to California Consumers:

We obtain this information directly from you and your agents, as well as from affiliates, independent sales representatives,  and third parties, including those to whom you have previously provided data and those to whom you have directed us to obtain information, service providers, and from publicly available sources, like government records, or from information you have made public.

> How do we use this Personal Information?
How we use your Personal Information depends on your relationship or interactions with Primerica. In the 12 months preceding the last update of this Notice, we have used the above categories of Personal Information to operate, manage, and maintain our business; provide products and services offered by Primerica and Primerica independent sales representatives; manage our employees, contractors, and third parties; and accomplish our business purposes and objectives. For example, we use the above categories of Personal Information to:

> How do we disclose this information?
How we disclose your Personal Information depends on your relationship or interactions with Primerica. In the 12 months preceding the last update of this Notice, we have disclosed the following categories of Personal Information for the purposes specified above:

We have shared these categories of Personal Information with affiliates and independent sales representatives, service providers, law enforcement, governmental agencies, and other authorized third parties.

> Do we sell this Personal Information?
No. In the 12 months preceding the last updated date of this CCPA Notice, we have not "sold" Personal Information subject to this Notice, including Personal Information of minors under the age of 16. For purposes of this Notice, "sold" means the disclosure of Personal Information to a third-party for monetary or other valuable consideration.

> What rights are provided by the CCPA?
Subject to certain exemptions, California Consumers have the right to:

> How can a California Consumer exercise rights under this CCPA Notice?
If you are a California Consumer and would like to exercise any of your rights under the CCPA, please complete our online request form Opens in a new window or call us at this toll-free phone number: 1-800-770-0673 (U.S.).

Upon receipt of an authorized, verifiable request to exercise one of your rights under the CCPA, we will work to honor your request within forty-five days of our receipt of your request. We will inform you during that time period if it will take longer than forty-five days to honor your request. We will also inform you during that time period if and why we are not able to honor all or part of your request, such as if it conflicts with other applicable laws or if the requested information is not subject to the CCPA's access or deletion rights.

Our response to your exercise of this right to request information will cover the above categories in the twelve-month period preceding your request. We are not obligated to fulfill more than two such requests in any twelve-month period. We will not discriminate against you for exercising any of your CCPA rights.

> How does Primerica protect your information?
We protect Personal Information from unauthorized access and use. To do this, we take security measures that comply with the law. We use computer safeguards and secured files and buildings. We share Personal Information only with those who agree to abide by our security standards. We train our employees and independent sales representatives on how to handle and protect your Personal Information.

> How does Primerica provide notification of changes to this CCPA Notice?
We may change our CCPA Notice from time to time. If we do, we will post the revised version on this page in place of this version. All new versions of this CCPA Notice automatically take effect when they are posted on this page. Checking the "Last Updated" date at the top of this CCPA Notice allows you to determine if this CCPA Notice has been revised since the last time you reviewed it.

Our collection, use and disclosure of information covered by this Notice is subject to the CCPA Notice in effect at the time such information is collected. You are responsible for periodically visiting this page to check for any changes.

> How can I request this Notice in an alternative format?
As stated in our ADA Policy Statement, Primerica is committed to compliance with the American with Disabilities Act. To request reasonable accommodations, including a copy of this Notice in an alternative form, contact us at ADA@primerica.com or write to us at: Attention: Accessibility Program, 1 Primerica Parkway, Duluth, Georgia 30099.

> How do you learn more or contact us with questions?
If you have any questions about this CCPA Notice, please complete our online request form,Opens in a new window call us toll-free at 1-800-770-0673 (U.S.), or write to us at: Primerica Privacy Office, P.O. Box 2318, Duluth, GA 30096-0040. You can also learn more about our other privacy notices and policies on the Primerica Privacy webpage.